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National Repository of Grey Literature

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Zero Discharge in Debt - the Pluses and Minuses and a Comparison with the Previous Adaptation ŠÍTALOVÁ, Sára The bachelor thesis deals with current amendment of the Insolvency Act, which started to be in force on 1. 6. 2019. The amendment changes conditions in admission and the process of the discharge in debt. The theoretical part deals with comparison of the discharge in debt after the debt relief amendment with the previous adaptation. Based on the described changes, the pluses and minuses are evaluated. The practical part contains an analysis of data gained from the insolvency register. It compares the amount of applications to the discharge in debt and the success rate of the unsecured creditors before and after the amendment. Detailed record

Common Debt Relief of Spouses ČERNÝ, Daniel This bachelor thesis deals with debt relief, which is one of the manners of bankruptcy solution. Debt relief helps persons, who are unable to repay their liabilities and their debts to solve their situation. Personal bankruptcy was added to the Czech law system in 2008. The main part of this work is focused on the issue of common debt relief of spouses. Unlike other individual proceedings it is unique in the fact that there are two debtors. Both spouses are together responsible to the full amount of the debts without having any consequent regression. This work analyzes current situation of chosen real spouses. It tries to find the possible solution, how will be their case solved. It also analyzes the situation when they get divorced, have another child or lose job, what is changing in relation to common debt relief of spouses. In the last part of this work is a description of how simply fill in a proposal for permission of common debt relief of spouses. Detailed record

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